Common Needs
Where Capital May Be Used
- Equipment and commercial vehicles
- Materials and project mobilization
- Payroll before progress payments
- Bridge needs and receivable timing
- Growth into larger contracts
Industry Expertise
Construction & Contractors
Project mobilization, equipment, materials, payroll, receivables, and bridge needs.
File Preparation
What Reviewers May Request
- Job pipeline and contracts
- Accounts receivable aging
- Equipment quotes
- Bank statements and financials
- Licenses, insurance, and business records
Readiness Risks
What Can Slow the File
- Payment timing can differ from project cost timing.
- Change orders and retainage can affect cash flow.
- Equipment debt must fit job production and margins.
How We Approach the Industry
We look beyond the requested amount. We review the operating cycle, the asset or project, current obligations, timing, documentation, and how the capital is expected to improve the business.
Next Step
Review Capital Options for Construction & Contractors.
Schedule a capital review to discuss the need, timing, documents, and potential path.