Start with an itemized budget
Separate equipment, inventory, payroll, marketing, project costs, refinance payoffs, closing costs, and reserves.
Connect each use to an outcome
Explain how the capital protects cash flow, increases capacity, completes a project, reduces payment pressure, or produces revenue.
Support timing and repayment
Show when funds are needed, when the business expects a result, and how repayment fits the operating cycle.
Practical Next Step
Organize the documents that support the story, write down the questions you cannot answer yet, and use the capital review to decide whether to proceed, prepare, or repair.